If you’re planning on purchasing a motorcycle, you should consider purchasing liability coverage for the vehicle. While this type of coverage is the minimum required by law, some loan companies require that you carry full coverage insurance. Progressive offers the lowest rates for liability-only coverage. The rate you pay for this type of insurance depends on many factors, including your age, driving history, and tickets and accidents. To find the best rate, compare the rates offered by each company and decide which one best meets your needs.
How to Find the Best Insurance For Motorcycles
GEICO
Geico offers affordable motorcycle insurance. You can purchase this policy online, by phone, or through an agent in your area. Geico motorcycle insurance requires certain personal information from policyholders. These details may include your full name, home address, date of birth, and motorcycle VIN number. You will also be required to confirm your primary motorcycle operator. Once you’ve provided the required information, you can complete the application process. The application form will ask for your ZIP code and some other details, such as age and gender.
Progressive
The top-rated product of Progressive motorcycle insurance is their liability coverage. This policy provides the state minimum liability coverage, plus more protection for you and your bike. It also includes collision coverage, with deductibles that start at only $100. Comprehensive coverage costs an additional $100, but a $100 deductible waives the deductible for small glass damage and protects you against perils such as fire, hail, and theft. These are just some of the advantages of Progressive’s coverage.
Farmer
Farmers insurance for motorcycles is an excellent policy to purchase if you want to get the coverage you need and still enjoy lower rates. You can buy it year-round, unlike most other carriers, and many benefits include a premium surcharge waiver for your first accident and additional medical payments coverage if you wear a DOT-approved helmet. The policy also offers excellent discounts and learning materials to make your purchase a breeze.
Allstate
You may have heard of Allstate motorcycle insurance, but what are its benefits? Its comprehensive policy covers everything from collisions to damages to the bike. Collision coverage will pay for medical bills, as well as funeral costs, if you are at fault in an accident. Other benefits of Allstate motorcycle insurance cover hospital bills, dental services, and pharmaceuticals. And you can always add more coverage if you want to. These benefits can help you ride your bike with peace of mind.
USAA
USAA motorcycle insurance provides a full range of motorcycle insurance coverage. There are several discounts available for USAA members, including those for multiple motorcycles, no claims, and safety courses. Taking these courses can lead to a 5 percent discount on your premium. For added convenience, you can use the company’s roadside assistance, which is available 24 hours a day, seven days a week. Plus, most policies include roadside assistance, which can help you get back on the road quickly if you have an accident.